logo

(919) 828-4371

  • About Us
    • Our Team
    • Agency Membership
    • Leave A Review
    • Accessibility
  • Agency Products & Services
    • Agency Products
      • Employee Benefits
      • Professional Liability Insurance
      • Cyber Liability Insurance
      • Commercial Umbrella Insurance
    • Agency Services
      • Cyber Liability Plan for Your Agency
      • Technology Consulting
  • Contact Us

Commercial Umbrella Insurance

Penn National Commercial Umbrella Insurance

IIANC along with the “Big I” and Penn National Insurance have partnered to offer Big “I” members a comprehensive commercial umbrella that includes coverage over E&O policies from a variety of carriers.



Program highlights include:

  • Coverage available up to $20 mil for commercial and professional liability and $5 mill for personal exposures of owners and officers. (Higher limits may be available).
  • Provides coverage over an agent/agency’s CGL, Business Owners, Employers Liability and Commercial Auto.
  • Excess limits protection on a following-form basis for E&O in the course of the agent/agency’s business as an insurance professional.
  • Coverage can be written over occurrence or claims-made forms of a variety of primary E&O.
  • Options unique to this program include personal coverage for owners, partners, officers and their families and employment practices liability.
To obtain a quotation for your agency, please click here to complete app.  Return app to our team along with copies of your underlying policy dec pages.


Contact our team:  
Denise Miller:    dmiller@iianc.com     or 919-863-6526
Gina Stallings:   gstallings@iianc.com   or  919-863-6530

 

Commercial Umbrella coverage is critical to your business.

It’s in the news. You hear more and more about massive jury awards that result in a business’ financial ruin.

Most business owners never expect to encounter a loss that exceeds the limits of the coverage they have to manage accidents, mistakes and injuries—also known as liability insurance—but unfortunately in today’s business environment, it happens too often.

A large loss could impact the business success you’ve worked so hard to achieve and destroy your hopes for a bright future. 

IIANC can help you protect the assets you have today by providing added coverage where you need it most. We can help you build a tailored insurance solution that meets the specific needs of your business.

All businesses are vulnerable

No matter the size of your company or how well it’s run, your business faces the potential of a devastating claim arising from an unforeseen event. For example, let’s say you own a retail store or apartment building, and a customer trips on the carpet and hits his head, sustaining serious brain injury.

You could be potentially liable for millions of dollars in medical and other payments.

Would that entire sum be covered by your existing business liability insurance? Could your business savings and/or revenue make up for the difference in what’s not covered?

If your answer is no, that’s where Commercial Umbrella Coverage comes in. Umbrella Coverage goes above and beyond basic business liability insurance limits, offering up to $10 million of additional funds to manage situations just like this.

If you are a small business owner, you might think they can’t take what you don’t have. Think again—a court can seize the business assets you currently have and even allocate future earnings to satisfy a judgment against you.

It’s never too soon to invest in umbrella coverage.

Get the ultimate in asset protection

It’s your decision how to best spend each one of your hard-earned dollars. But if an unexpected major loss occurs that key decision may no longer be yours.

You’ll find that Commercial Umbrella Coverage offers you a way to help ensure your business assets remain yours for less than you might expect.

Do you know if your current coverage offers you the protection that you want for your business against major catastrophic events?

How to get started on your quote

To get started on your quote, call our office or click over to our quotes page. Either way we’ll make the process simple!

Contact Us

IIANC
101 Weston Oaks Court
Cary, North Carolina 27513
Get directions
(919) 828-4371
products@iianc.com

Connect With Us

  • Facebook
  • Instagram
  • LinkedIn
  • RSS
  • Twitter

Statements on this web site as to policies and coverages provide general information only. This information is not an offer to sell insurance.  Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise, e-mail, voice mail or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent. Any proposal of insurance we may present to you will be based upon the information you provide to us via this online form/application and/or in other communications with us. Please contact our office at 919-828-4371 to discuss specific coverage details and your insurance needs. All coverages are subject to the terms, conditions and exclusions of the actual policy issued.

Call Email Claims Payments
Skip to content
Open toolbar

Accessibility Tools

  • Increase Text
  • Decrease Text
  • Grayscale
  • High Contrast
  • Negative Contrast
  • Light Background
  • Links Underline
  • Readable Font
  • Reset