Employee Benefits

Are you looking for more cost effective employee benefits? We can help.

As an insurance agent, you know the importance of having the right coverage.  You also know the importance of retaining good employees and that one of the ways of doing that is to offer an attractive employee benefits package.  By providing employee benefits, employers find that they have less turnover and shows the commitment they are making to their employee’s health, wellness and financial security.  With IIANC’s employee benefit products, you can be assured that your staff will be well protected.

Your IIANC membership gives you access to an array of employee benefits, so you can offer a competitive and attractive benefits package to your employees.

Our programs are underwritten by UNUM Life Insurance Company of America and  Guardian Life Insurance Company of America, providing Group Life, Group Voluntary Life, Group Short & Long Term Disability and Group Dental- with little or no participation requirements.  Some benefits offer optional plan designs to meet the diverse needs of our members, as well as offering guaranteed issue Group Life and Voluntary Life. Whether you are a new member or an existing one, we can enroll you in benefits at any time.  Click here to access our Group Products Brochure, FAQ’s The Scoop on Group Products, enrollment forms and more.

For additional assistance please contact our Benefits Account Executive, Cathy Hurley at 888-275-8910 or at churley@iianc.com

If you’d like to receive a no obligation quote on employee benefits or would like to compare your current benefits, please click here

Employee Benefits Currently Available

NEW Group Health Insurance

IIANC has partnered with Medova Healthcare to offer our members group health insurance for employer groups with 2 or more employees. This is a level funded, medically underwritten plan with sixteen options to choose from to fit your agency’s needs.

Click here  to watch a webinar in which Cathy Hurley, IIANC Benefits Account Executive and Brent Stubbe, our Medova Healthcare Representative, provide a more in depth look at the Healthy Lifestyle plans that are available through Medova Healthcare, the plan features and the application process.

For more information or to enroll, please contact Cathy Hurley at 888-275-8910 or at churley@iianc.com.

NEW Group Vision Insurance

We are excited to now offer a group vision plan featuring a $150.00 annual allowance with co-pays on exams and hardware. This benefit can be offered as an Employer Funded plan or offered on a Voluntary basis, at the employees expense.

For more information or to enroll, please contact Cathy Hurley at 888-275-8910 or at churley@iianc.com.

Group Term Life Insurance

This is an Employer Funded plan, with four plan options to choose from to fit your agency’s needs.  The benefit is guaranteed issue and offers the option to add spouse and dependent children up to age 19, or to age 25 if a full time student. (Certain Requirements must be met).  Click here to access enrollment forms and more information

Voluntary Life Insurance

The beauty of this benefit is that it can be offered as an Employer Funded plan or offered on a Voluntary basis, at the employees expense.  Coverage is Guaranteed Issue up to $100K on employees; up to $30,000 for spouses and up to $10,000 on dependent children to age 19, or to age 25 if a full time student, provided certain requirements have been met.  Benefit amounts of up to $500,000 or 5 times salary are available to employees with Evidence of Insurability.  Click here to access enrollment forms and more information.

Group Short Term Disability

The Short Term Disability program protects for loss of earnings during an illness and/or accident, to include Maternity. The benefit pays 60% of earnings to a maximum weekly benefit of $1000 for a period of 12 weeks, once the 7 day elimination period has been met. This benefit can be offered on an employer paid basis or on a Voluntary basis at the employees expense.  Coverage is Guarantee Issued, provided certain requirements have been met.  Click here to access enrollment forms and more information

Group Long Term Disability

Protect your employee’s financial security by offering Long Term Disability coverage.  The benefit pays 60% of earnings to a maximum monthly benefit of $10,000 after the 90 day elimination period has been met.  The benefit includes disability plus, a minimum benefit and a Survivor Benefit.  Coverage is Guarantee Issued, provided certain requirements have been met.  Click here to access enrollment forms and more information.

Group Dental Insurance

We offer two dental plans to choose from through the Guardian- a base plan offering a maximum annual benefit of $750 per person, per year or the buy-up plan that provides an annual maximum benefit of $1000 per person per year.  The Buy Up Plan is a very rich plan design offering higher coinsurance on the basic and major services, with either little or no waiting periods.  The plan gives you the option  of going to In or Out of Network providers.  When enrolling in a Guardian Dental plan members are automatically enrolled in a VSP Vision Discount Program and are eligible to enroll in the Guardian College Tuition Benefit.  Click here to access enrollment forms and more information

How to Get Started

Please call our office at 919-863-6524 so we can answer any of your employee benefits questions or provide you with a no obligation quote!

Testimonials

“We are always looking for ways to attract and maintain the best employees in the industry.  With IIANC’s employee benefits program, we can offer our employees an array of products at competitive rates.  It also provides peace of mind that our employees are well protected.  Unlike many providers, IIANC has a dedicated account executive working with group products.  Cathy is always a quick call or email away from answering any questions we might have.”

Bryan Batchelor, CIC  |  Winterville Insurance Agency