Employee Benefits

Are you looking for more cost effective employee benefits? We can help.

As an insurance agent, you know the importance of having the right coverage.  You also know the importance of retaining good employees and that one of the ways of doing that is to offer an attractive employee benefits package.  By providing employee benefits, employers find that they have less turnover and shows the commitment they are making to their employee’s health, wellness and financial security.  With IIANC’s employee benefit products, you can be assured that your staff will be well protected.

Your IIANC membership gives you access to an array of employee benefits, so you can offer a competitive and attractive benefits package to your employees.

Our programs are underwritten by UNUM Life Insurance Company of America and  Guardian Life Insurance Company of America, providing Group Life, Group Voluntary Life, Group Short & Long Term Disability and Group Dental- with little or no participation requirements.  Some benefits offer optional plan designs to meet the diverse needs of our members, as well as offering guaranteed issue Group Life and Voluntary Life. Whether you are a new member or an existing one, we can enroll you in benefits at any time.  Click here to access our Group Products Brochure, FAQ’s The Scoop on Group Products, enrollment forms and more.

For additional assistance please contact our Benefits Account Executive, Cathy Hurley at 888-275-8910 or at churley@iianc.com

If you’d like to receive a no obligation quote on employee benefits or would like to compare your current benefits, please click here

Employee Benefits Currently Available

Group Term Life Insurance

This is an Employer Funded plan, with four plan options to choose from to fit your agency’s needs.  The benefit is guaranteed issue and offers the option to add spouse and dependent children up to age 19, or to age 25 if a full time student. (Certain Requirements must be met).  Click here to access enrollment forms and more information

Voluntary Life Insurance

The beauty of this benefit is that it can be offered as an Employer Funded plan or offered on a Voluntary basis, at the employees expense.  Coverage is Guaranteed Issue up to $100K on employees; up to $30,000 for spouses and up to $10,000 on dependent children to age 19, or to age 25 if a full time student, provided certain requirements have been met.  Benefit amounts of up to $500,000 or 5 times salary are available to employees with Evidence of Insurability.  Click here to access enrollment forms and more information.

Group Short Term Disability

The Short Term Disability program protects for loss of earnings during an illness and/or accident, to include Maternity. The benefit pays 60% of earnings to a maximum weekly benefit of $1000 for a period of 12 weeks, once the 7 day elimination period has been met. This benefit can be offered on an employer paid basis or on a Voluntary basis at the employees expense.  Coverage is Guarantee Issued, provided certain requirements have been met.  Click here to access enrollment forms and more information

Group Long Term Disability

Protect your employee’s financial security by offering Long Term Disability coverage.  The benefit pays 60% of earnings to a maximum monthly benefit of $10,000 after the 90 day elimination period has been met.  The benefit includes disability plus, a minimum benefit and a Survivor Benefit.  Coverage is Guarantee Issued, provided certain requirements have been met.  Click here to access enrollment forms and more information.

Group Dental & Vision Insurance

Underwritten by Guardian Life Insurance Company, this program gives you the option to enroll in one of two dental plans offered, as well as a separate Vision plan. Plans can be offered as an employer paid benefit or offered on a voluntary basis. Our Guardian dental plans give you the choice of going to an in or out-of-network provider, with the Vision plan using the VSP Provider network. The vision plan provides a $150 allowance on frames and contacts and co-payments for your annual eye exam and materials. Click here to access the Guardian Dental & Vision Enrollment Kit.

How to Get Started

Please call our office at 919-863-6524 so we can answer any of your employee benefits questions or provide you with a no obligation quote!

Testimonials

“We are always looking for ways to attract and maintain the best employees in the industry.  With IIANC’s employee benefits program, we can offer our employees an array of products at competitive rates.  It also provides peace of mind that our employees are well protected.  Unlike many providers, IIANC has a dedicated account executive working with group products.  Cathy is always a quick call or email away from answering any questions we might have.”

Bryan Batchelor, CIC  |  Winterville Insurance Agency